Efua Mensimah Danso

Efua Mensimah Danso covers Ghana Stock Exchange listed equities for FlowWealth, with primary responsibility for the banking and consumer sectors and secondary coverage of insurance.

Efua's approach to bank research comes from six years inside a credit department rather than from the sell side: coverage starts with asset quality, provisioning behaviour and capital adequacy, and only then moves to earnings. The recurring finding in FlowWealth's banking sector work is that reported profitability across the listed Ghanaian banks has at times diverged substantially from underlying credit quality, and that the gap tends to close in the direction of the credit data.

Efua authors FlowWealth's Banking Sector Review and company research notes, and maintains the firm's GSE fundamentals dataset.